Long term vs. short-term investments: pros and cons (2024)

Which savings programs are best to invest in?

Saving money is a crucial aspect of financial planning and choosing the right savings programs can have a big impact on your wealth creation.

Increase your income with the 3 best investment plans

In a dynamic and ever-changing economic landscape, the search for financial stability and growth is a common pursuit.

Tax planning for salaried employees: how can you save more?

Tax planning is a crucial aspect of financial management for white-collar workers.

Budgeting tips for a better financial future

In a world characterized by economic uncertainty and rapidly changing financial landscapes, effective budget planning is the cornerstone of a secure and prosperous future.

Ways to get in better shape financially in 2024

As we enter a new year, many of us are keen to make positive changes in our lives, and one area that often takes center stage is our finances.

How can personal loans help you achieve financial independence?

In a world where financial goals often seem elusive, personal loans are increasingly emerging as versatile tools that can support individuals on their journey to financial independence.

How personal loan apps lead to a financially healthy India?

In recent years, the personal finance landscape in India has undergone a transformative shift thanks to the emergence of innovative financial technologies.

How do you set personal finance goals?

When pursuing financial stability and success, setting clear and achievable personal financial goals is a crucial step.

6 steps to create the perfect money management plan

Managing your money wisely is like steering a ship through rough waters: it requires planning, careful navigation, and a clear destination in mind.

4 steps to build personal financial discipline

Understanding taxes can be a little tricky, but it is essential for effectively managing your finances.

The holidays are a time of joy, celebration and togetherness.

4 investment options to start this Christmas season

The Christmas season is not only a time of celebration and joy; it is also a good time to invest and grow your wealth.

Financial lessons we can learn from the holidays

The holidays are a time of joy, celebration and spending time with loved ones.

How to set S.M.A.R.T financial goals?

In today's fast-paced world, setting financial goals is essential to ensure a stable future.

Understanding taxes can be a little tricky, but it is essential for effectively managing your finances.

5 Signs You Need to Revise Your Money Goals

Money goals are like a road map for your financial journey. They help you navigate through life and ensure you reach your desired destination of financial stability and security.

7 Best Investment Opportunities in India

Are you thinking about making your money work for you? Investing is a smart way to grow your savings over time.

7 Ways to Teach Kids Financial Literacy

In a world where financial decisions play a crucial role in shaping our lives, imparting financial knowledge to children has become more important than ever.

What does your lifestyle say about your financial future?

Have you ever wondered what your daily choices say about your financial future? The way you live, spend and save money can provide valuable clues about where your finances are heading.

7 simple ways to control overspending

Overspending can sneak up on anyone and put a dent in your wallet. But fear not, because managing your expenses doesn't have to be complicated!

How can we save taxes beyond section 80C?

Estate planning is essential to achieving financial security and prosperity. However, the path to building and maintaining wealth is not without risks. To ensure a successful trip, it is essential to understand and effectively manage these risks. In this blog we explore the concept of risk management in wealth planning.

Understanding risk management in wealth planning

Estate planning is essential to achieving financial security and prosperity. However, the path to building and maintaining wealth is not without risks. To ensure a successful trip, it is essential to understand and effectively manage these risks. In this blog we explore the concept of risk management in wealth planning.

The 4 most common types of dividend policies

When investing in the stock market, one of the most attractive aspects for investors is the opportunity to receive dividends. A dividend is a portion of a company's profits that is paid out to shareholders. However, not all companies take the same approach when it comes to paying dividends.

10 Effective Budgeting Strategies to Save Money

Budgeting is a fundamental skill that allows individuals to take control of their finances and work toward their financial goals. Creating a budget helps you track your income and expenses, identify areas where you can save money, and make informed financial decisions.

Invest wisely: tips to increase your wealth

Building wealth is a goal shared by many, but it can often seem like a complex and overwhelming task. But with a few simple strategies and a basic understanding of investing, you can put yourself on the path to financial success.

Life is full of surprises and emergencies can happen when we least expect them. Whether it's a sudden medical expense, a car repair or a job loss, having a financial safety net can make a world of difference.

When it comes to managing our finances, many of us often don't know where to start. We can have dreams and ambitions, such as buying a house, financing our children's education, or retiring comfortably. But without proper financial planning, these goals can remain distant dreams.

How do you hedge your investments during inflation?

As a moneymaker, you've worked hard to build your portfolio and want to see solid returns over time. But during periods of high inflation, your investments and returns can come under pressure.

How can you use the 80C deduction to reduce your tax burden?

Do you ever feel like you pay too much tax every year? You are not alone. As a civil servant, a large part of your income goes to taxes. But here's the good news: There are legal ways to reduce your tax burden. Under Section 80C of the Income Tax Act 1961, you can claim deductions for selected investments and expenses.

Common mistakes to avoid when filing tax returns

You are probably already aware of the need to file your Income Tax Return (ITR) every financial year. But did you know that there are some common mistakes while filing ITRs? It is important that you are aware of these errors so that you can avoid them and ensure that your ITR filing is accurate and efficient.

Old versus new tax regime: what is the best solution for you?

Tax planning plays an important role in effectively managing the economy. With the introduction of the new tax system in India, taxpayers now have the option to choose between the old and the new tax system based on their financial goals and circ*mstances.

Savings vs. Investing: What's the Difference?

Are you ever confused about the difference between saving and investing? You are not alone! Although both involve putting money aside for the future, they are two different financial strategies.

Where can you find extra money to save!

Every little drop forms an ocean. Likewise, every rupee you save can come in handy in the future. In this article we offer you ways to save money in the most unlikely ways.

7 budget pitfalls that can throw your finances off track

Do you feel like your budget isn't quite working? You may be making one of the budgeting mistakes mentioned here. Read on to know how Seema and Uday successfully set their budgets.

Set smart financial goals

It's not just about how much you save. It's also about how S.M.A.R.T saves you. Find out what they are for you and how you can save for them.

The right time to start saving: in your twenties or thirties!

This infographic shows when to start saving and why, based on the stories of Aisha and Riya.

Why is it important to have an emergency fund, how can you build one!

An emergency fund can provide a buffer in various situations. Read on to understand why you need one and how to build one.

Where can you park your emergency savings?

While emergency funds are meant to be readily available, that doesn't mean you should stash it all away in cash. Instead, follow these tips to keep them safe yet accessible.

How to start saving money

This article is about old and new ways to save money. It also lists quick tricks to save more on everyday expenses.

This way you know how much you can save in an emergency fund!

If you want to save but don't know how much, read this infographic and choose the method that suits you best from three simple options.

Are you overestimating your income when budgeting!

Overstating your income is a more common mistake than you might think. In this article, we'll give you step-by-step instructions to avoid spending money thinking you have more money.

How important is it to have health insurance!

Sameer understood the importance of health insurance only after he met with an accident. Here's what you can learn from his experience.

How to protect your money from yourself!

Make your budget watertight with these tips and avoid spending your money incorrectly.

Teach your children the whys and hows of money management

Responsible children grow up to be wise adults. Give your children the tools to be financially successful in the future with these tips.

Know where all your money is going before you start budgeting

Vidhi complains to Arvind that despite budgeting as he suggested, she is still not saving enough. Read this cartoon to know why and how Arvind helped her find a way to save thousands of rupees!

Why should I save money when it's so easy to get a loan!

Although taking out a loan can be an easy option, it is not advisable to borrow unnecessarily. Read more about the benefits of saving regularly and consistently.

10 steps that can make a big difference in your budget

Having a watertight budget can put you on the right financial path. Use these 10 tips to keep your finances on track.

How to Protect Your Family with Life Insurance!

Sahu ji is concerned about his family's well-being but does not have life insurance yet. Arvind helps him understand why it is important to buy one.

9 modern ways to save money

KEEP ONLY AS MUCH CASH AS YOU NEED. This will help you reduce impulsive spending and account for every rupee you spend

8 budget apps that can make money management easier

GET SMART WITH YOUR MONEY LEVELS. It divides your expenses into separate categories or 'envelopes' and allows you to set spending limits.

How can insurance help you deal with emergencies?

Having an insurance plan is like having a life jacket: you don't know how useful it is unless you really need it. Read on to understand how the most common insurance policies can help you.

Questions you didn't know who to ask about budgeting

Do you want to start budgeting, but don't know how? We've answered common questions about budgeting so you can get your trip off to a flying start.