At home (2024)

The information on this website is free. The portfolios are designed to give you an idea of ​​what simple investment strategies look like. These are not recommended wallets for everyone and should not be considered as such. Every person is different, with different goals and different financial capabilities, and your portfolio should reflect these unique circ*mstances.

My name isRik Ferri.I am a financial analyst, author,podcast hosted, investment advisor only advice and creator of freeCore 4 portfolios™.

Core 4 portfolios™ Portfolios started as one portfolio in 2007. The idea was to provide a simple, tax-efficient, broadly diversified portfolio of just four low-cost index funds and exchange-traded funds (ETFs). The index funds and ETFs are suitable for everyoneCore 4 portfolios™ are widely available through all US brokerage firms and many international companies.

The first portfolio consisted of a pooled U.S. stock index fund, a pooled international stock index fund, a pooled U.S. bond index fund, and a government inflation-protected securities fund (TIPs). The number of Core-4® portfolios has expanded over the years due to the needs of different investors.

Simple investing is a virtue: the ultimate in portfolio refinement. Let's get to the heart of an investment strategy that works for you!

CORE-4 PORTFOLIO SOLUTION

I have been helping investors for 35 years as an advisor, researcher, author, speaker and mentor to other advisors.My booksInvolvingEverything about index funds,Everything about asset allocation, the ETF book, the power of passive investing, serious money,and an upcoming book,A Few Good Funds: The Magic Path of Simple Investments. I cooperatedThe Bogleheads Guide to Retirement Planningand hostedBogleheads about investingpodcast with top movers and shakers in the investment sector. If you prefer help from an advisor, I will guide you through my hourly pricing service atRickFerri.com.

The first Kern-4®portfolio was introducedBogleheads.orgforum in 2007 – theClassic Core-4 portfolio. This strategy offered broad exposure to stocks, bonds and real estate with just four index funds. The concept proved robust and found wide acceptance among investment bloggers and in the print media. Public authorities also noticed this. ThatTexas State Securities Boardincludes the classic Core-4 portfolio iTexas Investor Guide, Strategies to Invest Wisely and Avoid Financial Fraud. Since then, I have added several alternative Core-4 portfolios to meet the growing needs of individual investors discovering the benefits of Core-4.®simplicity, transparency, affordability and reliability.

Investing involves risk. Neither I nor Rick Ferri, LLC guarantee the performance of any fund or portfolio. I may personally hold positions in the securities mentioned on this page.

Portfolio visualizationis a free online software platform from Silicon Cloud Technologies, LLC, of ​​Austin, TX. The company specializes in software solutions for investment research and analysis, portfolio management and financial planning to provide investors and investment managers with better quantitative tools for investment analysis. Neither I nor Rick Ferri, LLC guarantee the accuracy of Portfolio Visualizer data.

Kern-4®is a registered trademark ofRick Ferri, LLC. For-profit licensing of Core-4®is available to finance companies and institutional investors who want to develop products around this brand.

At home (2024)

FAQs

Are at-home workouts enough? ›

Exercise leaves you feeling energized, but you don't need to go to a gym to get a great workout. Exercising at home can be just as effective. While gyms provide dedicated space, home workouts offer more flexibility. Using your time and equipment to maximize efficiency is the key to a great workout.

What is the best thing about your home answer? ›

I love my house very much. ii The best thing about my home is that it i feel secure when i am with my loved ones at my home. We all spend our time together caring and sharing with each other.

Is it okay to do home workouts every day? ›

As long as you're not pushing yourself too hard or getting obsessive about it, working out every day is fine. Make sure it's something you enjoy without being too strict with yourself, especially during times of illness or injury. Look at your motivation behind wanting to work out every day.

What is the one question you could ask all day and receive different answers to all of which would be correct? ›

Answer: What question can someone ask all day long, always get completely different answers, and yet all the answers could be correct? Answer: "What time is it?

Is gym more effective than home? ›

Working out at home can be just as effective. While a gym provides a dedicated space, home workouts offer more flexibility and can be more efficient. It all depends on how you use your time and equipment to maximize your effort. It's convenient.

Does gym affect height? ›

A common height myth is that certain exercises or stretching techniques can make you taller. Many people believe that activities like barbell training, rock climbing, and swimming can increase height. However, there is no evidence or research on the effects of these exercises on height growth after adulthood.

What are five things you usually do? ›

Answer:
  • sleeping.
  • eating.
  • bathing.
  • studing.
  • playing.
Jul 26, 2023

How does your home define you? ›

Home is intimately tied to our sense of identity and self-definition. It is where we establish a sense of who we are and where we fit in the world. The physical space of home becomes intertwined with our emotional experiences, memories, and personal history, shaping our perception of ourselves.

Which part of your home do you like the most? ›

As I am a very creative person since my childhood, my favourite room is the room where I have kept all my drawings and paintings. Whenever I get free time, I go there and start painting on the canvas. Sometimes, I just come in this room to look at all those paintings drawn by me to recall the past days.

Is working out 2 hours a day too much? ›

Researchers found that the amount of exercise you get has a direct dose relationship to your heart health — the more you get, the healthier your heart will be — and they suggest two full hours a day of moderate exercise should be the new goal.

Is working out 7 days a week bad? ›

Indeed, moving your body every day is beneficial, but going hard in the gym every day is not — period. "Lifting heavy weights and/or going at max intensity seven days a week is not going to be healthy," says Wickham. Training too hard too often can actually interfere with your ability to continue making gains, he says.

How long should a workout be? ›

The ideal workout duration can vary significantly depending on the person, their goals, their preferences, and the exercise type. For weightlifting and bodyweight strength training, 45–60 minutes per session may suffice. Meanwhile, cardiovascular and calisthenic training may be better if performed for 30–60 minutes.

What are questions that no one knows the answers too? ›

  • Here are the top 10 questions i can ask that no one will answer:
  • Where does a thought go when it's forgotten?
  • When did time begin?
  • What are dreams? ...
  • Did we invent math or did we discover it?
  • Is there life after death?
  • Do we have free will or is everything predestined?
May 28, 2023

What are some of the hardest questions to answer? ›

Top 30 impossible questions
  • What does God look like?
  • What came first, the chicken or the egg?
  • Where do you go when you die?
  • What are black holes?
  • Why is water wet?
  • Why do people die?
  • How did the world begin?
  • Where do babies come from?

What does it mean when someone keeps asking the same question? ›

Often if someone is repeating the same question, they need an emotional rather than factual response. This may be because the person feels confused or anxious. They need comfort, security or to feel included or reassured rather than the repeated answer to their question.

Can you really get fit working out at home? ›

It's pretty simple, really: working out = good, and happily, the location doesn't matter too much. Science has proven that home workouts can boost your cardiometabolic health, benefitting your blood pressure and lowering your risk of heart disease and obesity.

Can I build muscle with home workouts? ›

Fitness equipment to build muscle at home

Moves like pushups, lunges, squats and planks require no equipment and can be done anywhere. You can advance the moves by adding the resistance band. Once you have established a regular workout routine, you might consider investing in: An exercise ball.

Can you get toned with home workouts? ›

There are various ways to tone your body, all from the comfort of your home — and many exercises can be practiced using nothing but your body weight. You can also use household items as weights or get a simple set of hand weights, ankle weights, or dumbbells to make your workout more challenging.

Do at home workouts count? ›

'Consistent body weight or resistance training from home can still help you to maintain strength, quality of movement, aerobic capacity and skill acquisition just as effectively as heading to the gym.

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