The information on this website is free. The portfolios are designed to give you an idea of what simple investment strategies look like. These are not recommended wallets for everyone and should not be considered as such. Every person is different, with different goals and different financial capabilities, and your portfolio should reflect these unique circ*mstances.
My name isRik Ferri.I am a financial analyst, author,podcast hosted, investment advisor only advice and creator of freeCore 4 portfolios™.
Core 4 portfolios™ Portfolios started as one portfolio in 2007. The idea was to provide a simple, tax-efficient, broadly diversified portfolio of just four low-cost index funds and exchange-traded funds (ETFs). The index funds and ETFs are suitable for everyoneCore 4 portfolios™ are widely available through all US brokerage firms and many international companies.
The first portfolio consisted of a pooled U.S. stock index fund, a pooled international stock index fund, a pooled U.S. bond index fund, and a government inflation-protected securities fund (TIPs). The number of Core-4® portfolios has expanded over the years due to the needs of different investors.
Simple investing is a virtue: the ultimate in portfolio refinement. Let's get to the heart of an investment strategy that works for you!
CORE-4 PORTFOLIO SOLUTION
I have been helping investors for 35 years as an advisor, researcher, author, speaker and mentor to other advisors.My booksInvolvingEverything about index funds,Everything about asset allocation, the ETF book, the power of passive investing, serious money,and an upcoming book,A Few Good Funds: The Magic Path of Simple Investments. I cooperatedThe Bogleheads Guide to Retirement Planningand hostedBogleheads about investingpodcast with top movers and shakers in the investment sector. If you prefer help from an advisor, I will guide you through my hourly pricing service atRickFerri.com.
The first Kern-4®portfolio was introducedBogleheads.orgforum in 2007 – theClassic Core-4 portfolio. This strategy offered broad exposure to stocks, bonds and real estate with just four index funds. The concept proved robust and found wide acceptance among investment bloggers and in the print media. Public authorities also noticed this. ThatTexas State Securities Boardincludes the classic Core-4 portfolio iTexas Investor Guide, Strategies to Invest Wisely and Avoid Financial Fraud. Since then, I have added several alternative Core-4 portfolios to meet the growing needs of individual investors discovering the benefits of Core-4.®simplicity, transparency, affordability and reliability.
Investing involves risk. Neither I nor Rick Ferri, LLC guarantee the performance of any fund or portfolio. I may personally hold positions in the securities mentioned on this page.
Portfolio visualizationis a free online software platform from Silicon Cloud Technologies, LLC, of Austin, TX. The company specializes in software solutions for investment research and analysis, portfolio management and financial planning to provide investors and investment managers with better quantitative tools for investment analysis. Neither I nor Rick Ferri, LLC guarantee the accuracy of Portfolio Visualizer data.
Kern-4®is a registered trademark ofRick Ferri, LLC. For-profit licensing of Core-4®is available to finance companies and institutional investors who want to develop products around this brand.